Foreclosure Defense

Foreclosure Defense.

When people fall behind on their mortgages, banks or other types of creditors will initiate foreclosure proceedings. For most people, being served with a notice of foreclosure is frightening and also overwhelming as people are scared of losing their homes. However, efore you panic, you should know that you have legal rights and also have alternative options.

Pre-Foreclosure Process: We will sue your lender/and or servicer for wrongful foreclosure, seek a restraining order from the court to stop the foreclosure sale, and use the lawsuit and injunction as leverage to negoitate a loan modification from your lender. If you are facing the loss of your home or fear that you may soon be facing a foreclosure, our firm can help you to develop a strategy that may include defending against the foreclosure, negotiating a modification, refinance, or short sale, or implementing a strategic default plan.

Post-Foreclosure Process: We will sue your lender/and or servicer for wrongful foreclosure, seek a restraining order from the court to stop your eviction, and use the lawsuit and injuction as leverage to rescind the foreclosure sale and to negotiate a loan modification from your lender.

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Depending on our analysis of the homeowner's case and the result of our negotiation with his or her lender, we will advise the homeowner on which foreclosure defense option would be most favorable for the homeowner. With our expereince in loan modification, short sale, deed in lieu and cash for keys, we are confident that we will be able to determine which option is best, as well as negotiate the best terms. Our firm's primary focus is to protect individual's rights and save their homes. We will do everthing that it takes to ensure a positive outcome when dealing with you bank. That is why  the Law Office of Emmanuel F. Fobi is one of the most trusted firms in real estate law